Coverages
Custom-Tailored Insurance For Food Service Businesses
With everything you already have to worry about, the last thing you should have on your mind is the impact an unforeseen event or lawsuit could have on your food service business. Every food business is unique, but the risks and potential downfalls you face are not. There is appropriate restaurant insurance coverage available and you can purchase business insurance policies tailored to fit your company and level of need.
There’s no reason to settle for insurance that doesn’t fit the way you do business or your realistic industry risks. Finding the right policy for your food service company doesn’t have to be a guessing game, our agents can help you create restaurant insurance coverage that fits your business perfectly.
We can tailor the following policies to fit your food service business:
General Liability Insurance
Covers accidental physical injury to your customers and their property.
Property Insurance
Protection for your shop, warehouse, and equipment against loss or damages.
Liquor Liability Insurance
Essential coverage for establishments serving liquor or allowing customers to BYOB.
Worker’s Compensation Insurance
Required by most states, protects your business and employees in the event a worker is injured on the job.
Inland Marine Insurance/ Off-Premise Coverage/ Commercial Auto Insurance
Must-have coverage for on-the-go restauranteurs including caterers, food trucks, and restaurants with delivery service.
Umbrella/Excess Liability Insurance
Added coverage to provide additional protection for high-risk businesses and those who want more security.
Cyber Liability Insurance
Protects you in the event that private data or customer information is compromised, such as incidents of identity theft and hacking.
Business Owner’s Policy (BOP)
A customized policy bundle for added savings and simpler billing.
Employment Practices Liability Insurance (EPLI)
Focuses more on the personnel behavior rather than physical events.